Payment Solutions for Every Business

How may we serve your business?

Retail

Retail Photo

We’ve been in business for over 40 years, and we finally found a payment processing partner that we are truly happy with. If you insist on outstanding customer service and fair pricing, look no further!

Bill Dress
Kennewick, WA • Pasco, WA • Milton-Freewater, OR

Galaxy will connect your retail business with payment solutions that are best suited to meet your needs and expectations. Whether it’s a budget-friendly mobile processing device, a full-featured payment terminal, or an industry-specific point-of-sale system, we have options for your business, no matter the size.

If you want a point-of-sale system or are looking to upgrade your existing system, you can rely on our team to do the heavy lifting and present you with options that are best suited for your current needs.

A point-of-sale system will manage inventory, payroll, marketing, and accounting — all of the things that you don’t have time for, so you can focus on the things that you’re best at, the things that you enjoy and why you started the business in the first place.

Features & Benefits
  • Process Credit and EBT card swipes, EMV chip + PIN and EMV chip + signature, and contactless payments like Apple Pay, Google Pay, and Android Pay.
  • On screen signature capture for paperless records.
  • Gift card and loyalty programs to boost sales and drive repeat business
  • Check processing programs that are designed to reduce risk and increase sales.
  • Increase your bottom line by utilizing real-time reporting and analytics tools.
  • Military-grade encryption technologies protect customers data throughout the entire payment experience.

Restaurant

Restaurant Photo

The solutions provided by Galaxy are wonderful, and they guide you through every step of the process to make you feel comfortable about the product you are buying. They have a responsive staff that makes you feel as if you are their only client… Could you ask for more?

Meg Cindric, Membership Director
Denver, CO

Regardless of the type of restaurant you run — quick service, fine dining, food truck, bar, kiosk, single or multiple locations, we have solutions that will get the job done and deliver industry-specific features.

If you want a point of sale system or are looking to upgrade your existing system, you can rely on our team to do the heavy lifting and present you with options that are best suited for your current needs.

A point-of-sale system will manage inventory, payroll, marketing, and accounting — all of the things that you don’t have time for — so you can focus on the aspects of your business that you excel at and enjoy.

Features & Benefits
  • Process EMV, Swipe, and gift card transactions with digital signature capture for paperless storage, or go the more traditional route by printing a receipt for your customer to sign and adjusting the tip later.
  • Create menus with custom modifiers and manage all of your inventory via a single web dashboard.
  • Schedule employee shifts, track worked hours, and process payroll.
  • Gift card and loyalty programs to boost sales and drive repeat business.
  • Launch online ordering to reach more customers and increase delivery and take-out orders.
  • Increase your bottom line by utilizing real-time reporting and analytics tools.

Healthcare

Healthcare Photo

Crystal and Brad have been providing our credit card processing and for some time now. Pricing is competitive. They are quick to respond to inquiries and provide exceptional service. We have used a number of different terminals over the years, but the Clover Mini is the best for efficiency and user friendliness.

Dale Elmenhurst, Owner
Walla Walla, WA

Our HIPAA compliant processing solutions for healthcare organizations will help your company receive payments faster, lower processing costs, provide centralized reporting, and minimize time spent on collection and reconciliation activities.

Most healthcare billing departments accept phone payments or process payments from patient payment slips, which have been sent in with the payee’s full credit card information. Those types of payments are putting your business at risk for fraudulent payments, which results in chargebacks and lost revenue. Our healthcare payment solutions have an integrated consumer validation service that will authenticate payees to minimize chargeback losses, increase approval rates, and reduce the cost of card acceptance.

With electronic bill presentment and payment (EBPP), your business will have a more efficient and convenient way to bill and receive payments. Most costs associated with paper-based invoicing and collection processes can be eliminated. Configure the EBPP system as you see fit to accept partial payments and payments for multiple invoices via a single transaction, and to send out automated past-due balance notifications. The payment process is simple for your customers. Payees are sent invoices via email and/or text message with a link to pay now. Once they have made payment, the invoice is marked as paid and all systems are updated.

Multiple check services with check guarantee can be a cost-effective and straightforward way to help a patient get the treatment and care they need or collect payment on past-due patient bills. With multiple check services, approval happens within seconds, allowing you to set up a 30-90 day payment plan with the patient. You will not have to worry about checks bouncing because payment is guaranteed. Your patient will be relieved because they were able to pay for much-needed healthcare services.

Features & Benefits
  • HIPAA compliant encryption protects your patient’s data throughout the entire payment experience.
  • Process EMV, Swipe and PIN Debit transactions with digital signature capture for paperless storage.
  • Send invoices via email or text to speed up payments and validate the payee to minimize chargeback risk and decrease the cost of acceptance.
  • Set up and manage payment plans via recurring billing to facilitate timely payments.
  • Enterprise-level reporting to streamline processes for your accounting department.

Automotive

Automotive Photo

I greatly appreciate the commitment to our dealership. The Galaxy team understood the unique processing needs of the auto industry and provided us with a solution that exceeded all of our expectations. I can count on Galaxy to always provide the best payment processing options and everything is backed by stellar customer service.

Blake Underriner, Managing Partner
Billings, MT • Klamath Falls, OR • Walla Walla, WA

Each automotive dealer has different needs and OEM requirements for processing payments. As an authorized CenPOS reseller, we connect your dealership with the industry-leading payments solution that thousands of automotive dealerships across the nation count on daily to meet their specific needs.

CenPOS powers payments across all departments and sales channels as an integrated solution for popular dealership software solutions CDK Global Drive DMS, Bluebird, TSD Web, SimplePart, parts.com, and ProfitNet. Using something different? No problem. CenPOS operates efficiently as a stand-alone payment processing solution.

Dealerships frequently process phone payments for parts orders or down payments. Unfortunately, these types of transactions are putting your business at risk for chargebacks and lost revenue. It is simple to prevent fraudulent orders and down payments when your team uses CenPOS. An integrated consumer validation service will authenticate buyers to minimize chargeback losses, increase approval rates, and reduce the cost of card acceptance.

Multiple check services with check guarantee can be a cost-effective and straightforward way to increase service department sales and sell more vehicles. With multiple check services, approval happens within seconds, allowing you to set up a 30-90 day payment plan with the customer. As a business owner, you don’t have to worry about checks bouncing because payment is guaranteed. Your customer is happy because they are able to pay for much-needed repairs or qualify for better financing with a more substantial downpayment.

CenPOS Features & Benefits
  • EMV cards will be processed correctly to shift fraud liability away from your dealership.
  • Express Mobile Checkout gives your customers the option to pay invoices via email or text.
  • Interchange Management to properly qualify card-not-present, corporate, and purchasing cards for lower interchange rates.
  • Validate eCommerce and card-not-present sales to minimize chargeback risk and decrease the cost of acceptance.
  • Military-grade encryption technologies protect your data throughout the entire payment experience.
  • Digital Signature capture for paperless storage.
  • Advanced reconciliation reports make accounting reconciliation a breeze.

Building Materials & Equipment

Building Materials & Equipment

I needed the ability to take credit card payments on the job site, and Galaxy came through with an easy to use solution. Now we can get paid as soon as we finish a job vs. mailing an invoice to the customer and waiting for payment.

Dan Reiner
Walla Walla, WA

Our building materials and equipment rental payment solutions are designed to maximize payment acceptance and revenue for lumberyards, equipment rental companies, hardware stores, plumbing and electrical suppliers, paint stores, flooring stores, and nurseries. This payment system delivers a full-stack solution to help your company receive payments faster, lower processing costs, provide centralized reporting, and minimize time spent on collection and reconciliation activities.

Does your business take phone orders or sell products and services online or sell products in other countries? To prevent fraudulent orders and stolen merchandise, which result in chargebacks and lost revenue, the integrated consumer validation service will authenticate buyers to minimize chargeback losses, increase approval rates, and reduce the cost of card acceptance.

Multiple check services with check guarantee can be a cost-effective and straightforward way to increase contractor sales and collect on past-due invoices. With multiple check services, approval happens within seconds, allowing you to set up a 30-90 day payment plan with the customer. As a business owner, you don’t have to worry about checks bouncing because payment is guaranteed.

Features & Benefits
  • Process EMV, Swipe, and PIN Debit transactions with digital signature capture for paperless storage.
  • Properly qualify business, corporate and government cards to reduce interchange rates up to one-third.
  • Check guarantee, remote deposit capture, electronic check processing, and check guarantee for hold checks.
  • Send invoices via email or text to speed up payments.
  • eCommerce and card-not-present sales are validated to minimize chargeback risk and decrease the cost of acceptance.
  • Military-grade encryption technologies protect your data throughout the entire payment experience.
  • Enterprise-level reporting for efficient accounting and reconciliation.

Non-profit

Non-profit Photo

Galaxy always goes above and beyond to provide outstanding customer service. As a small, non-profit ski area, Anthony Lakes was seeking cost-effective, yet efficient systems to coordinate between it’s new and existing endeavors. As a company that takes pride in customer service, Anthony Lakes is beyond satisfied with the level of service and merchant service solutions provided by Galaxy. They take time to know and genuinely understand our business, so we can provide a better experience for our guests.

Chelsea Judy
North Powder, OR • Baker City, OR

To maintain and increase donations, non-profit organizations need to provide flexible payment options for donors. Our non-profit payment solutions are easy to set up and will assist with managing processing costs for one-time contributions or recurring donations.

Online donations are no problem with hosted donation pages or with e-commerce plugins for WordPress, WooCommerce, and other popular shopping cart solutions.

Manage the cost of accepting donations by utilizing our seasonal account options. This account configuration is best for those organizations that process transactions at annual events or set periods of time.

Budget-friendly terminals, point-of-sale systems, and mobile payment solutions are available to rent or purchase.

Features & Benefits
  • Exclusive non-profit rate plans.
  • Process EMV, Swipe and PIN Debit transactions with digital signature capture for paperless storage.
  • Processes level III data to reduce interchange rates up to one-third, due to proper qualification of business and corporate purchasing cards.
  • Website donations and phone donations are validated to minimize chargeback risk and decrease the cost of acceptance.
  • Military-grade encryption technologies protect your data throughout the entire payment experience.
  • Enterprise-level reporting to streamline processes for your accounting department.

Business to Business

Business to Business Photo

Galaxy is a breath of fresh air in the stale, impersonal environment of credit card processing. The Galaxy team earned our business by communicating effectively and following through with all of their commitments in a timely manner. From the very start, they engaged with us to understand our business processes, customers, and services. At the same time, they educated us on the credit card business, so we could make informed decisions to help us put more money towards our bottom-line. Their outstanding service has moved them into the role of trusted advisor with BeamReaders.

Tom Hatcher
Kennewick, WA

Our B2B processing solution delivers a full-stack solution to help your company receive payments faster, lower processing costs, provide centralized reporting, and minimize time spent on collection and reconciliation activities.

Does your business take phone orders or sell products and services online or sell products in other countries? To prevent fraudulent orders and stolen merchandise, which result in chargebacks and lost revenue, the integrated consumer validation service will authenticate buyers to minimize chargeback losses, increase approval rates, and reduce the cost of card acceptance.

With electronic bill presentment and payment, your business will have a more efficient and convenient way to bill and receive payments. Most costs associated with paper-based invoicing and collection processes can be eliminated. Configure the EBPP system as you see fit to accept partial payments and payments for multiple invoices via a single transaction, and to send out automated past-due balance notifications. The payment process is simple for your customers. Payees are sent invoices via email and/or text message with a link to pay now. Once they have made payment, the invoice is marked as paid and all systems are updated.

Features & Benefits
  • Process EMV, Swipe, and PIN Debit transactions with digital signature capture for paperless storage.
  • Processes level III data to reduce interchange rates up to one-third due to proper qualification of business and corporate purchasing cards.
  • Send invoices via email or text to speed up payments.
  • eCommerce and card-not-present sales are validated to minimize chargeback risk and decrease the cost of acceptance.
  • Military-grade encryption technologies protect your data throughout the entire payment experience.
  • Enterprise-level reporting to streamline processes for your accounting department.

E-commerce

E-commerce Photo

Finding the right payment processor for your e-commerce business can be a confusing and painful but Crystal always takes care of us. She’s super responsive and always jumps on any questions we have. We have no plans on going anywhere else!

Andrew Harding, Co-Founder
Walla Walla, WA • Culver City, CA

Selling products or services online requires an e-commerce platform and payment gateway that can keep up demand and provide comprehensive fraud protection. The Galaxy team has researched leading e-commerce platforms and payment gateway providers to vet their systems and negotiate competitive pricing for our customers. Before you settle on a payment gateway or e-commerce solution, we encourage you to review available options with our experienced team.

Lost orders and stolen merchandise = chargebacks and lost revenue. Utilizing a consumer validation service will authenticate buyers to minimize chargeback losses, increase approval rates, and reduce the cost of card acceptance.

Features & Benefits
  • Accept credit, debit, e-check, PayPal, and gift card payments.
  • All sales are validated to minimize chargeback risk and decrease the cost of acceptance.
  • Protect customers data throughout the entire payment experience with fully PCI compliant payment solutions.
  • Properly qualify business, corporate, and government cards to reduce interchange rates up to one-third.
  • Reporting tools provide a single interface for all payment methods and will streamline end-of-month reconciliation.

Let’s talk about how we can serve your business!

Give us a call at (509) 526-4034 or fill out the form to the right and we’ll get right back to you.